Dunami Direct (PTY) Ltd is a privately owned company that offers short-term loans via an online application system.
Dunami provides short-term instant cash loans, from R1000 to a maximum of R5000 for a period of up to 6 months.
The interest rate varies depending on the duration of the loan agreement . For example:
When applying for your short-term loan, an individual would stipulate what their payday date is. Dunami would then raise a debit order for the repayment on this date, on a monthly basis.
There is no available information on how Dunami might charge should you skip a payment. There is also no indication of whether or not they are flexible on payment rescheduling.
Dunami has made applying for a loan swift, easy and accessible from wherever you may be.
Completing the application form on the website also signs you up as a Dunami member.
Their online wizard portal will conduct an affordability assessment, and you’ll be given the option to download your credit score as well.
Once your profile is completed, simply select the loan amount you would like and the duration thereof.
The profile you create on the Dunami website will include your physical address as well as your monthly expenses breakdown.
Dunami does not specify the minimum criteria needed to apply for a loan. As with most companies, your approval would be based on your credit risk.
The whole process, from creating your profile to finding out if you’ve been approved, should take about 15 minutes. If you are approved, then the payment is made instantly to your account. Depending who you bank with, this may still take a few hours to reflect.
There is no evidence that shows whether or not the support team is responsive or how long it takes them to respond to a query. They are available during normal working hours.
When it comes to social media, Dunami appears to be non-existent, with the exception of a website and an incomplete LinkedIn page. Other than that, they have no social footprint.
Dunami features on Google Reviews and HelloPeter.
It’s difficult to get a good idea of how the public feels about the company. The only two Google reviews are on opposite ends of the spectrum, but neither of them are recent.
HelloPeter is much the same as Google, with vastly different reviews coming from customers within the same general time period. These reviews are more recent than the Google ratings.
Between Google reviews and ratings on HelloPeter, Dumani’s final average star rating is 2,75 stars out of 5.
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